Harbor Health

The American healthcare system is notoriously fragmented and reactive, operating on a fee-for-service model that incentivizes volume over actual health outcomes. This structure leaves patients confused and employers burdened with skyrocketing benefit costs. Recognizing this broken dynamic during his tenure as the inaugural Dean of UT Austin’s Dell Medical School, Dr. Clay Johnston teamed up with healthcare entrepreneur Tony Miller to launch Harbor Health. Harbor Health is a vertically integrated "pay-vider,” acting as both the insurance payer and the healthcare provider. By combining hyper-local primary and specialty care clinics with custom-built health plans, their model explicitly rewards providers for reducing health risks and keeping people genuinely well.

Cubit Capital invested in Harbor Health because it is fundamentally realigning the economic incentives of medicine with the well-being of the patient. This redemptive approach to healthcare delivery transforms the doctor-patient relationship into a true partnership, driving better clinical outcomes, lowering systemic costs, and advancing human flourishing.